Workers Compensation: The Benefits And What They Entitle

Posted on: 18 June 2015

Worker's compensation benefits can encompass a wide range of things from medical care to death benefits. If you have been injured while on the job, or you become ill because of your job, you may be eligible to receive some—or all—workers compensation benefits. If you want to become more familiar with the types of benefits available, use this list of the three most common types of benefits:

1. Medical

If you are injured on the job, you may be eligible to receive medical benefits through workers compensation. Medical benefits cover the costs of medical expenses, such as diagnosis and treatments. It may also cover the costs of any equipment you need due to your injury, such as crutches or a wheelchair. In general, most medical expenses are covered. Additional services, such as therapy, may also be covered.

You may also be eligible to receive rehabilitation benefits if your injury is severe. If you need to undergo physical therapy, rehabilitation benefits will cover the cost. It may also cover the costs of education-related expenses. Finally, it may also cover the cost of tuition if you need to go back to school or learn new skills if you cannot return to your previous job due to your injury.

2. Disability

If you become disabled because of your work-related injury or illness, you may be eligible for disability benefits through workers compensation. Disability benefits fall into a few different categories. The most common types of disability benefits include temporary, partial, and permanent. As you might expect, each type is different.

A temporary disability is one that prevents you from working temporarily. A partial disability is one that prevents you from doing part of your job—either temporarily or permanently. Finally, a permanent disability is one that that prevents you from doing some or all of your job permanently.

If you are classified as disabled, you will receive one of these types of benefits. Each will cover the costs of your lost wages, as well as any rehabilitation or medical costs you incur.

3. Death

Finally, if someone you love dies due to a work-related injury or illness, your family may be eligible for death benefits. These benefits provide financial help to the families of those who have died. The death benefit usually covers the cost of funeral and burial expenses. However, it may also provide additional financial benefits in the form of wages from the person who died.

If you or a family member has been injured in a work-related injury, you may be eligible to receive one or all of these types of workers compensation benefits. If you have any questions about your claim or benefits, contact a lawyer, such as that specializes in workers compensation.